this post was submitted on 09 Dec 2023
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I never thought about it that way. But giving your parents money to pay off their house you would eventually inherit makes much more sense than renting from a stranger.
It's better than renting from strangers, but since inheritance is taxed (in some countries/states) it might be better for the total family worth to let the kids live there for free as long as possible.
Remember to empty the bins and clean your room
Inheritance tax in many countries has a lot of ways to reduce and circumvent it at least partially. But you are right in that it should be taken into account.