this post was submitted on 27 Nov 2023
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[โ€“] [email protected] 3 points 11 months ago (1 children)

But you can save that money yourself, earn interest on it, and have access to it should you need it. I think it's the "have access to it" part that messes up most people. It's damned near impossible to save money when you're poor.

[โ€“] FlyingSquid 5 points 11 months ago

It's hard to save it when you have it in your pocket and interest is irrelevant if you spend it all within a year.