this post was submitted on 29 Aug 2023
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A Boring Dystopia
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Calling that nepotism is a stretch imo. There is nothing wrong with borrowing money from your parents for a down payment just like there's nothing wrong with your parents paying your tuition.
The problem you highlighted - luxury development - is a significantly bigger issue. And that's less of an issue than corporate landlords.
Then there's private rentals which I'd say is the biggest factor involving individuals (not companies)
But a 28 year old borrowing money from dad is a drop in the bucket. It feels unfair to me to place any blame on them at all
It highlights the fact that own housing is not affordable for many unless you have wealthy enough parents to cover the downpayment.
I'm aware, I just don't think it's fair to call it nepotism