Personal Finance

3857 readers

1 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 2 years ago

MODERATORS

[email protected]

Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]

76 comments fedilink hide all child comments

I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

you are viewing a single comment's thread
view the rest of the comments

[–] ccunning 2 points 1 year ago (1 children)

Schwab’s Investor checking is a god send if you’re traveling to a country that deals largely in cash transactions.

The refund any and all transaction and conversion fees for ATM withdraws which can be egregious for visitors to some countries.

That way you don’t have to carry around gobs of cash your whole trip…

[–] [email protected] 2 points 1 year ago

Fidelity largely does the same. So if you already have a Fidelity account, don't bother making a Schwab account, just get their debit card (make sure it's a Cash Management account though).