A Boring Dystopia

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A $5.5 trillion savings wipeout is raising risks for the US economy just as student loan payments are about to restart (www.businessinsider.com)

submitted 1 year ago by return2ozma to c/aboringdystopia

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[–] [email protected] 1 points 1 year ago

Look into High-Yield Savings Accounts (HYSAs) such as Marcus by Goldman Sachs or Ally. Majority of them will be online-only, but they tend to offer a higher rate than any brick-and-mortar bank.

I personally use Ally because they also offer a pretty cool CD that you can break at any time with no penalties - I got in when it was 4.35%, but iirc it was at around 4.25% last time I checked. I have a 6-month emergency fund in there, so it can accrue interest while I don’t need it.