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If I were past the retirement threshold, I would probably take this. If I were so burnt out that I could barely cope, I would probably take this. If I were dying and it wouldn’t affect my family’s benefits, I would probably take this.
But in all other cases, you know what I would do? I would reach out to HR and start having the discussions with them. I’d get those “efficiency” wolves salivating at the chance to vacate my position. I’d ask questions, I’d have trouble with the paperwork, highlight certain lines in the agreement where I needed more assurance and clarification. I’d inject additional terms…I mean really gum up the works. I’d occupy as much of their time as they’d give me.
And when it was finally time to sit down and sign, I’d rip it all up, right there in front of whomever I could get an audience with and tell ‘em I changed my mind. And then I’d do it all over again 3 months later.
Not the best option because if you resign, you then lose your pension (what is left of it). Best bet is to hold out as long as possible then just retire
Uh are you sure? That doesn't sound right.
Its technically quitting which means pension is removed. The only way to keep a government pension is to retire from the government with x amount of years. I forget the base amount, but this is why people will work for the government for a while, go to contractor to make a shit ton more, then go back into the government to retire.
That doesn't sound right at all. People quit all the time and you want people to quit if they aren't in the right job. For DC pensions you transfer out what you accrued, but for DB pensions the calculations are more difficult. I just don't have first hand experience with govt DB pensions.
Below is the OPM guidelines https://www.opm.gov/retirement-center/fers-information/former-employees/#Options
Yeah that's how it should work. You don't "lose" your pension at all, it's either transferred to you or you get it when you reach retirement age. You just don't continue to accrue any more, which is not "losing" your pension.
The closest you can come to saying you "lose" your pension and it's a stretch to use the word "lose" is if you work for less than 5 years, it looks like you only get your contribution back. 5 years is a bit too long for, effectively, vesting imo but sorry to say you really have to pick a better word.
But for those who are at retirement age, the only way to get it again is to be hired again, which wont happen for atleast 4 years
No that's not what it says. It says you have to be at retirement age to get the pension.
EG. If I work for the govt from age 20 to 40, then leave from 40-60 to work in private industry, I have to wait until age 57 or 62 (see complicated chart) until I get the govt pension that I accrued from age 20 to 40.