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"A generation of college students has been indoctrinated into believing the profit motive is killing people when the opposite is true."
I can only speak to my personal experience...
Last year I tore an achilles tendon.
https://www.mayoclinic.org/diseases-conditions/achilles-tendon-rupture/symptoms-causes/syc-20353234
Diagnosed by both my GP and my Podiatrist. I was in severe pain. I couldn't lift my foot all the way off the ground, I needed pain killers and physical therapy.
Physical therapy needed an MRI to determine the exact location and extent of the tear. Why an MRI? Because tendons don't show up on xrays.
My doctor knows this. My podiatrist knows this. My potential physical therapist knows this.
Aetna - Denied. You need to do an xray first.
So my treatment was delayed by an extra couple of weeks while the licensed doctors fought with an insurance company. In the end, we did the 100% un-necessary xray, which surprise, showed nothing, before being able to get the MRI which found, yes, my tendon was torn 59% through.