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Does anything related to money work on GOS? Bank apps, check deposits, credit card apps, nfc payments? Any other apps/features disabled by Google?
Seems like a huge sacrifice for perceived privacy improvement.
How is this significantly different from using vanilla Android without signing into any Google accounts?
Payments don't work, because of the play integrity api. But the bank apps that I use do work, even though they didn't in my previous phone that was running a custom ROM with magisk to hide the tampering. GrapheneOs supplies their signatures so that app developers can support it, but I imagine not all will.
For me it has been a great experience so far. Installation was easy and fast, the privacy settings are great and almost everything works for me just fine. I had a couple of issues that was able to fix by searching for it on their forums, which is quite active
Which payments don't work?
Nfc payments. Google pay doesn't work. I believe any other doesn't work either but Im not 100% sure. I never used them
Oh right, those. I honestly completely forgot that's a thing. And is a fair point, even tho I just use physical cards I totally understand the convenience and security benefits of token based payment systems like that
Two credit union apps work fine, venmo and paypal work fine. YMMV with other financial institutions but it's not been a problem for me so far.
To answer your last question, there's way too many differences for a lemmy comment, so I suggest reading their features page for a broad overview: https://grapheneos.org/features
One feature that's closest yo your question, though:
I read it and I think I understand why people are using it, but just to clarify your Google play example: you still can't use it without being signed into Google account, right? Is your concern what the app does while it's not running? Because it feels like they'll still collect the same amount of info once your sign in to install the apps.
Do you you try to use F-droid for most things?
It's unfortunately really not that simple. But for a short answer, I use Aurora Store for anything I can't get from F-Droid., and even tho I have the Google Play Store installed (as some apps require it for stuff like notifications or location) I'm not ever signed into it and I don't use it to install or update apps
I tried to use Graphene and bailed because none of my banking apps played nicely. Good luck if you try!