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2 in 5 U.S. credit card holders have topped out their spending limit, report finds
(www.cbsnews.com)
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Can you explain what you mean by being on the plus side? You're supposed to have a balance on a credit card, like it's a debit card?
Youre supposed to not be in debt, even if you're allowed, that's like the general consensus.
So are americans just not understanding credit cards or do they just not care?
A lot of people don't understand them. Others don't care, thinking they will deal with the debt later or never.
American basic education in math doesn't really cover financial math much.