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High yield savings account at SoFi or Ally Bank will give you 4% right now.
$10,000 at 4% gives you $400 interest in one year.
Just about any decent dividend stock will outperform that. Look at PET for example. It is sitting at $3.65/share right now and offers a quarterly dividend of $0.30. That puts you at $1.20/share per year. 10k = 2739 shares = $3,286.80 dividend payout in one year.
Banks are the worst place to put investments. Money in bank accounts are only supposed to be there if you need it liquid, like an emergency fund or your checking account.
*PETS
PETMED EXPRESS INC COM
For all the nay sayers downvoting me as if it is impossible to find dividend stocks that outperform their precious SPY or high yield savings rates, here is a great list I found with shit loads. I count 60 different stocks that offer 10% yields or more. 100 in total all offering over 8% -double what some bullshit 'high yield' savings offers.
https://www.tradingview.com/markets/stocks-usa/market-movers-high-dividend/
PET? What stock are you talking about?
PETS, sorry, don't know why my phone cut off the 'S'.
PETMED EXPRESS INC COM
I just checked the top 3 companies there and every share price is through the floor lol
Isn't that the time you want to buy..?
If it was a temporary drop, yes. They're all being slowly hammered into the ground.
Maybe they're paying big dividends because the actual share price is worthless, so you lose your initial investment but think you're getting money back? Dunno, seems shifty as fuck