I've got three numbers basically, for a frugal, normal, and lavish retirement. I'm past frugal and should meet normal within 5 years or so. I have a small number of employee shares in my company which is planning to go public in 3-5 years.

So my plan is to ride it out - by then I'll have reached "normal" through my regular savings, and if the IPO is successful, would beam me straight into lavish territory. If not, I'll just stick to what I have and call it a day. Never been a big spender anyway.