this post was submitted on 09 Aug 2024
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You Should Know

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submitted 3 months ago* (last edited 3 months ago) by [email protected] to c/youshouldknow
 

Why YSK: Locking your credit with the main 3 places is not enough.

https://innovis.com/ have grown enough to require locking as providers are using them as a single check source.

There's also https://www.chexsystems.com/ which many banks use for opening checking accounts. They're unique because they handle accounts that don't show up in a credit report.

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[–] Alexstarfire 2 points 3 months ago

No, the loan servicer asks these agencies.