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I would be shocked. Absolutely shocked... If the savings weren't much, much more.
Health insurance companies are leeches.
Anyone who disagrees has never tried to pay for healthcare. Even if you have "good insurance" there's always something stupid going on.
Doctors have no idea how they get paid, and they pay another company to work with insurance companies. That other company is impossible to contact, so if there's any issue the insurance company and the payment company blame each other. "Oh the insurance company rejected it incorrectly" or "the payment company coded it wrong."
Yea, I have 128k sitting above my head for almost a year now as the hospital and insurance talk. This was a surgery that was pre-authorized. They paid for everything else including the nursing facility I was in. The last part in the OR bill.
Fuck em, don’t pay that shit
I call the insurance and hospital every 2 months now. Like you guys are still working on this right?
It's far worse than that. I work in healthcare and literally just talked with a patient who was charged more at a walk-in clinic with insurance than they would have paid without.
Their visit would have cost them $250 without, they were billed $300 and insurance paid for another $150 on top of that. And it's not like they pay nothing to have insurance in the first place.
The system is fraudulent from the ground up.