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Sure but why not both?
You got money to donate like that?
Most people don't and people who do have the money are largely causing the issue.
I agree with sentiment, for example avoiding plastic while lobbying for restrictions. I just don't think donating for homeless relief will do anything.
California approved 6.3 billion to build 4300 houses at USD1.5m per unit lol How much would we need to donate to his something like that?
Also, this is similar to when kids raise money to pay off the debts of poor friends to the school lol
https://knowyourmeme.com/memes/orphan-crushing-machine
I do donate actually, to two organizations in my state. Not huge amounts , but something comfortable for me and my finances.
I started during the pandemic when homelessness was more visible in my area and I watched the city make all the wrong moves despite my votes.
Don’t get me wrong I prefer all avenues of improving the problem should be pursued but I also admit fully that donating isn’t for everyone.