this post was submitted on 02 Jun 2024
281 points (86.9% liked)
A Boring Dystopia
9791 readers
860 users here now
Pictures, Videos, Articles showing just how boring it is to live in a dystopic society, or with signs of a dystopic society.
Rules (Subject to Change)
--Be a Decent Human Being
--Posting news articles: include the source name and exact title from article in your post title
--If a picture is just a screenshot of an article, link the article
--If a video's content isn't clear from title, write a short summary so people know what it's about.
--Posts must have something to do with the topic
--Zero tolerance for Racism/Sexism/Ableism/etc.
--No NSFW content
--Abide by the rules of lemmy.world
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
In my experience it's also easier to dispute a credit card charge vs a debit charge. Also this might just be in North America but using a credit card also builds your credit score/history which is necessary down the line for things like loans or even to rent an apartment.
And your bank account isn't directly tied to a credit card, unlike a debit card. I've heard horror stories about people that have a $2k disputed charge that is just in limbo in a bank account until the investigation is complete and found in the account holder's favor.
Credit card companies actively pursue fraud and will advocate for their cardmembers first, whereas the banks seem to hold some apprehension; at least in my experience.
Yep, a debit card dispute is a "you" problem. A credit card dispute is the banks problem.
Ideally, a low limit credit card to facilitate transactions and buffer the responsibility of disputing charges is what they are best at. I feel like when banks just raise your limit for being a good customer is them trying to trick you into debt and fees.