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Hey at least we have social security to look forward to, right guys? Haha......right? Why you looking at me like that?
Nearly three decades ago, I remember my grandpa being pissed about proposed changes to social security which were supposed prevent it from going bankrupt. When I asked what his solution was, he said that he paid into the system his whole life, and they owe him the full benefits he was promised. He got a lot more pissed when I asked if he was fine with me paying into the system my whole life and getting nothing, but he didn't really have an answer. And somehow, I'm sure he thought he won that argument.
Ah, yes. The plans laid out by the ultra wealthy bear fruit. We blame and shame each othe while they pay no taxes! Mr. Burns would be proud.
Remember that just five years ago, Trumpcsigned a tax bill that gave the wealthiest amongst us a collective two trillion dollar tax cut that cost me the home interest and local tax deductions i depended upon. My crime was living in a "blue state".
In addition, the only party with a serious bill proposed to expand Social Security is the Democrats, which would be paid for by raising the cap where taxes are currently paid on only the first $147,000 of earnings. Republicans plan to sunset and privatize all of our benefits, throwing the elderly into poverty just so Wall Street can skim a few billion off the top.
Many many years ago I realized that there would be no social security by the time I retired. Lo and behold Social Security will only pay 70% of its dues 3 years before I retire.
The good news is I've been saving for retirement since the age of 25. The bad news is there's been a plethora of problems that have restricted my ability to save.
Thankfully, I I'm in a way better place than most people. Unfortunately I am still going to fall short.
Same.....same. I'm a father of three, single income. I put away about $350 a month into a 401k for retirement. It's not enough, but between housing, fixing things that break, health coverage, etc. it's the best I can do.
You may get it, but in the future one dollar will be worth only five cents. You will be paid out in today’s dollars.