sumguyonline

joined 5 months ago
[–] sumguyonline 5 points 2 weeks ago (3 children)

Socialism won't keep dragons from hoarding their gold. You would just be taken advantage of for the same thing, your labor, through a different channel.

[–] sumguyonline 0 points 2 weeks ago* (last edited 2 weeks ago) (1 children)

There is no easy answer with the shit knuckles we have in power.

  1. The number one thing everyone must do: Create a real world budget. Use excel, learn how to create the basic addition algo's in the cells, add every single penny spent into the spreadsheet. This is easy if you mostly use a card because every expense is listed in your account. Set the budget up for an entire year, one row one paycheck, left to right, expenses top ro bottom, you know when rent, and car insurance is due, and paychecks are coming in, you know how much you will bring in if you work 40hrs a week, and if that changes you change the cell to match reality. Have a full years worth of every single expense, you might take a month or two until you have entered every single reoccurring expense, but once completed you know how much is due by when and how much money you exactly have. This can be stressful, but you can't fix anything until you know exactly what is happening from an expenses standpoint not a survival one.
  2. Cut spending on reoccurring expenses. Cut streaming services, get your movies from the library if you have one that has a selection of newer movies(a lot do now). Buy as much groceries as you can on sale, you will always get ridiculous amounts of food if you only shop sales, some things like milk can't be bought on sale, when it is on sale, buy as much as possible and freeze it. Once you have a supply of food built up, get a full size freezer, you literally need a full size freezer so much you should go into debt to get one. Now fill that full size freezer with food that is on sale. Literally within a month the money you save on food easily pays for the payment on the freezer. Downside, every meal must be cooked at home. The upside, full meals can cost around $1-$2 per mouth fed per meal, freeze the food that can be frozen and make smaller amounts of the food that goes mushy when frozen, and that will include meat, vegetables, pasta, and or rice, or other staple foods, this is even if you're single but some one off items can throw the final price higher like if you don't like freezing vegetables after cooking them and are in a situation where a specific amount which is too much for you, is the minimum amount you can cook.
  3. Getting meal cost down to the $1 range, removing and reoccurring expenses that you don't need... Netflix might be super useful for helping kids stay busy for a single parent so do what works for you, but where possible, look for cheaper or free alternatives like setting up your own media server and putting your own movies and shows on it and spending no money on streaming services. -A 5yr old computer can using jellyfin can stream 4k content to a roku streaming stick if the file is encoded to compatible settings first. 1080p it can transcode on the fly pretty easily. (Reuse an old PC to replace streaming using a free app like jellyfin)
  4. look ahead for car repairs, know what maintenance is required annually for your car, save as much as you can to put towards requirements, then look online for what parts are going out on other people with the same car. Find avg costs for those repairs. Expect those repairs WILL be required and then never touch that money until the repairs are required. That money is gone unfortunately but you get to stay on the road. With the savings from food alone you can hopefully put something towards repairs and maintenance. If you are lucky the repairs won't be required for awhile and you can save enough to just pay for them without using a credit card. You might be able to save money by setting up an unconnected savings account then having $20 direct deposited from every paycheck, and just forget about it.
  5. Knowing exactly the situation of your budget is the first step to making life easier. If you're in the red $500 a month then you have the proof right there. You know you need more money, or cut expenses. There is no in between, but at least you know how much more you need not just some intangible number you imagine you can never achieve.
[–] sumguyonline -3 points 2 weeks ago* (last edited 2 weeks ago) (4 children)

MAX OUT YOUR HSA YEARLY!!! BANDAIDS, NEOSPORIN, I THINK BURTS BEESWAX!!! They take every penny you don't spend when you quit. I had to let 10k go earlier this year, and the kicker, the company you worked for gets to keep it. Carte Blanche. Mine gave it to mgrs as a bonus.

[–] sumguyonline 45 points 2 weeks ago (1 children)

Does China want weird sex fetishes, because this is how you start forcing people underground into weird sex fetishes they wouldn't have otherwise been exposed to. Winnie Xi Pooh bear is absolutely out of his hot dog eating mind. Interesting to see the blowback in 3-5 yrs...

[–] sumguyonline 1 points 2 weeks ago (1 children)

This is how they designed the system to work now. Instead of making changes that will help the most number of people permanently, they throw fancy bullshit around "oh he's a felon now!", " oh social programs need to be cut!" Instead of improving the social security program they reduced it's insolvency date. The Democrats and Republican leadership have a timer on their cells phones for when society is supposed to collapse on yours and my head. Leaving them as supreme rulers after the collapse. Make the other guy look as bad as possible, ignoring the people whom's lives were ruined by your action, or inaction. Keep your base happy and throw in enough bullshit to bring in moderates - benefit increases - tax cuts for wealthy - both short term solutions that have proven to deliver more cash flow, the issue is, the cash flow ALWAYS finds it's way into the pockets of the rich. Increased rent, increased cost of living that is waaaay beyond any known or unknown inflation and tax increases, increased costs of services, and if somehow they can't get you with those, insane inflation to catch all the non essentials limiting how much you can do with your free cash, dwindling it not because there is less stuff to go around, but because some dragon decided their pile should be as big as the other guys, which made the other guy angry because they want the biggest pile... And somehow, us, the avg jackass an jillaninnies, are only legally allowed to do nothing when we hear "IT COMES IN PINTS?!?" When the corporate rental property you rent from is referring to the size of your rent payments. That is until you are working a full time job, with no debt, and can't afford your own apartment 2hrs from work because you don't make 6figures a year. So you're couch surfing, And still barely making it because eating out which is all you can do when sleeping on a couch, is taking up all of your free cash. Can't save, can't afford monthly rent if you could save, can barely afford to just buy a brand new car, insurance, and gas, then that starts breaking down to the point it's obvious you are going to be paying thousands a year in repairs, even tho it is typically only 1 shop visit a year. So when we are all crammed 2 family units per 2 bedroom apartment with massive amounts of empty units sitting around, and social security is insolvent so our elders are living with us, the wealthy continued to replace good paying american jobs with low paying h1-b visa indentured slaves and no one can afford to retire with the cost of living, and the cost of living continued to soar until a 2bedrom apartment is 1 full months pay for what is considered then a well paid engineer job and the people stealing from us with highway robbery on prices, and out right exploitation of quality US employees that are afraid of being replaced by foreign trump approved h1-b slaves.... Then when no one can afford to go to the movies, eat out, or go to a concert, when the economy collapses and both parties move to remove hyuuuuge swaths of OUR legal protections that were the only remaining stumbling blocks to them just turning the hoses, dogs, and bootlickers, loose on us because "don't blame us you can't pull yourself up by your own sneakers!" Like it actually means something and isn't how in real life you would in fact fall flat on your face, by literally grabbing your own foot and jerking on it while standing up. You could use your feet as a brace, but you're grabbing a hold of something other than you foot to stand up. So while they are jeering at us through the fence, our rights eroded, living functionally homeless, every last bit of the only thing we have of value to them exploited thru cheap labor, then I bet you people are still going to be saying "democrats and republicans are totally different entities not two sides of the same coin". Their leaderships actions differ, but their end goal appears to be the same. You and I, as indentured slaves, working in warehouses that are locked closed during 16hr work days until a shift change occurs and they just execute, jail, or kick out of society anyone that says more than "thank you may I have another". Just because some members of the parties don't agree with this philosophy, their leadership continually supports and vocalizes through their parties propaganda machines to support policies that are short term Band-Aids but long term disasters.

[–] sumguyonline 33 points 2 weeks ago

Stop buying amazon as much as possible. Just use them to find the product you want then order it from the manufacturer webpage. Thx 4 da reviews amazon, but I'm going with director to conshumer.

[–] sumguyonline 1 points 2 weeks ago

The timeline IS fragile, but the whole of existence is not in regards to time travel. If you go into the past and change it, the timeline changes, but only because the original timeline had you going back and changing it. You can see yourself. You can interact with yourself, but if everything is exactly as it should be you really don't want to go mucking around and find yourself in a world where the south lost the civil war but things are thousands of times worse and you killed the ancesotor of the inventor of time travel after breaking your machine and can no longer access the timeline to fix any issues you may have caused.

[–] sumguyonline 1 points 2 weeks ago (1 children)

Only 1 timeline matters. You're own. Everything else becomes fluid around your timeline when you time travel.

[–] sumguyonline 1 points 2 weeks ago (2 children)

Wormholes. Travel some place faster than light and see light from the past from your source of travel when you arrive, travel again back to your original spot and theoretically you travel backwards in time to before the light from the past that you just saw was even produced yet. Might work the same for just seeing the future if you glimpse through a wormhole that leads to someplace in the future by doing an Allie oop to further into the future someplace far away, then back to someplace in your future but your destinations past. Speed and gravity both impact time. A wormhole fits that description to a T.

[–] sumguyonline 3 points 2 weeks ago (1 children)

It's simple really. We need as much cheap power produced as possible. With whatever taxes we need to produce them. Gas has had tax cuts my entire life so society could run on oil. It's time to replace oil with the electron, and trumpo is only concerned with the people that won't upgrade to electricity generation and are going to lose a lot of money, not keeping society running on cheaply produced resources paid for with taxes from industries. He wants you to just pay more for subpar technology.

[–] sumguyonline 39 points 2 weeks ago (8 children)

Babies left in dumpsters is an atrocity. Those responsible for causing the societal change that started it need to be hung. Don't blame the parent that didn't want the child when they were forced to have it. Who the hell thinks it's a good idea to force women to have children they don't want??? THAT'S HOW YOU GET UNWANTED DELIQUENTS IN SOCIETY YOU INBRED SLOTHS! UNLESS YOU'RE PAYING FOR THE MOTHERS TIME, BODY REPAIRS, AND EMOTIONAL DAMAGE YOU HAVE NO SAY IN IT! End of fuckin story.

[–] sumguyonline 40 points 2 weeks ago

My first thought was literally "was it a bomb or did the batteries ignite?"

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