psilotop

joined 1 year ago
[–] psilotop 10 points 1 month ago

It's only cooking if it's done in the Cooke region governed by the Earle of Sandwich. Anything else is sparkling food preparation.

[–] psilotop 5 points 1 month ago (1 children)

Looks amazing! Is it a base for another model? Lol

[–] psilotop 16 points 1 month ago

Very firmly no. Even PCRs are not useful. People can pull out an example of "my friend infected me when her test said X" but that's just coincidence. This has been studied extensively during COVID and there is no reliable correlation between test value and infectivity.

[–] psilotop 4 points 1 month ago (1 children)

Argue all you want. I gave you real numbers. That was my quote without a down payment.

[–] psilotop 3 points 1 month ago (3 children)

We live in very different places. Multiply most of those numbers by about 6 and you have my area. I'm not exaggerating - 3 bedroom attached house of 1.5million, mortgage of 6.5k, PMI of $2500. Average rent is 2-3k for a 1 bedroom.

I've lived it. If your average home is $250k, your situation is nothing like mine or half the country that lives in cities. Your advice only applies to rural areas with extremely low cost of living.

[–] psilotop 24 points 1 month ago (5 children)

People don't do this because it's not a good idea for almost everyone. If you don't put money down, your monthly payment will be astronomical, and THEN you will have to pay PMI on top of that (which isn't applied to the mortgage OR interest) until you hit 20% paid. That money is thrown away and depending on where you live, it can be close to a rent payment on its own, without the actual mortgage payment. If you can afford a massive mortgage with PMI, you can afford to save a down payment. The only time I would do what you suggest is if my income was way more than rent and I was in a rush to move into a house.

Fannie and Freddie are legit, use them!

[–] psilotop 4 points 1 month ago

I find it very tasty, however, I think hot sauce is adding more moisture to a food that's already pretty wet. I prefer red pepper flakes to balance this out. But she should do what she wants

[–] psilotop 15 points 1 month ago (1 children)

Idclip OR idspispopd depending on Doom 1 or 2

 

Let your beans shine

 
[–] psilotop 3 points 1 month ago

Lol yeah the geometry of the noses would pack tighter. However, you could get a situation where you can't get out because the noses are all angles in towards each other

[–] psilotop 13 points 1 month ago
[–] psilotop 3 points 2 months ago (1 children)

What did I just read! Wow that was a wild ride, thanks for sharing. Someone could write a PhD thesis on how this worked

[–] psilotop 3 points 2 months ago (1 children)

What is a "pick me?"

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