muddybulldog

joined 2 years ago
[–] muddybulldog 32 points 10 months ago (2 children)

The irony of you tooting about 1A, celebrating your “right” to free speech, based on your ability to post something in a forum where 1A doesn’t apply.

It’s delicious.

[–] muddybulldog 2 points 10 months ago

Already exists. The Star Trek Archive, one of the showcase apps for VP, can play arbitrary videos and supports all the major 3D formats, including the side-by-side commonly used in the andult industry.

[–] muddybulldog 1 points 10 months ago (1 children)

The sad truth is that Firefox is on life support. Whether we like it or not it is not a player in this game.

[–] muddybulldog 2 points 1 year ago

Don’t even need that. Fifteen minutes To set up your own instance. The entirety of Lemmy still fits on a decent thumb drive.

[–] muddybulldog 5 points 1 year ago

There’s a difference between advocacy and evangelism.

[–] muddybulldog 3 points 1 year ago (2 children)

There’s already at least one company doing it (based on a quick Google search).

[–] muddybulldog 0 points 1 year ago (1 children)
[–] muddybulldog 0 points 1 year ago (3 children)

Interest deduction… meaning not 8% anymore. It doesn’t change the math, it changes the rate.

[–] muddybulldog 0 points 1 year ago* (last edited 1 year ago) (5 children)

Not sure how zip code factors into “simple arithmetic” but you do you.

[–] muddybulldog 0 points 1 year ago* (last edited 1 year ago) (7 children)

No, it’s not.

You’re rationale that 8% of 300,000 = 24,000 therefore $2,000/mo., by dumb luck, comes close at 8%.

  • 12% of 300,00 = 36,000/12 = 3,000; actual is $3085/mo
  • 8% of 300,000 = 24,000/12 = 2,000; actual is $2200/mo (not $2025)
  • 4% of 300,000 = 12,000/12= 1,000; actual is $1432/mo
  • 2% of 300,000 = 6,000/12 = 500; actual is $1108/mo
  • 0% of 300,000 = 0/12 = 0; actual is $833/mo

It’s algebra, not arithmetic.

P = (r * A) / (1 - (1 + r)^(-n))

where:

  • P is the monthly payment
  • A is the loan amount
  • r is the monthly interest rate (APR/12)
  • n is the total number of payments
[–] muddybulldog 33 points 1 year ago

For the most part, I don’t visit websites. I can parse through hundreds of articles in minutes and jump immediately to what interests me. Hell of a lot faster than hopping from site to site in the hopes there’s something of interest.

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