iamlyth

joined 1 year ago
MODERATOR OF
[–] iamlyth 2 points 1 year ago

I definitely have seen this trend around tiktok, reddit and YouTube. I haven’t tried it but I feel like if I tried it I would just postpone my nonessential expenses and then go back to my normal mode of operating.

[–] iamlyth 1 points 1 year ago (1 children)

….wait is it really that easy? Can I do it on mobile too?

[–] iamlyth 1 points 1 year ago

Yep same here. I probably should export but don’t. I just wish that someone had some magical way to convert the Apple Card Mint integration into YNAB. But that’s too many hoops and too many APIs to go through.

[–] iamlyth 1 points 1 year ago (1 children)

I mean it’s always good to have everything on the budget just so you don’t have “secret” money you’re dealing with. But yeah no lie it really is a pain sometimes.

[–] iamlyth 2 points 1 year ago

I love the monthly note! I use it to provide context to why something might be “unusual” even though every month is “unusual” in a unique way. Like a renovation, or a major true expense had to be paid out.

[–] iamlyth 6 points 1 year ago* (last edited 1 year ago) (2 children)

You can literally graph the total supply of money and see how much money was added into the economy in a short period of time.

https://fred.stlouisfed.org/series/M2SL

It was the correct decision to avoid immediate economic catastrophe and I very much support it but it doesn’t mean you can just deny the consequences of that decision. Don’t be a moron.

[–] iamlyth 1 points 1 year ago* (last edited 1 year ago)

In short they’re basically an insight to someone’s life financial, their income, their expenses, what they choose to stretch on or save for. They help reflect on your own finances and give some perspective. Refinery 29 always had some good one but they show up in more publications now as they become more popular.

https://www.refinery29.com/en-us/money-diary

Edit: also welcome to the community!

[–] iamlyth 3 points 1 year ago

Congrats dude it’s an excellent car and yours looks pretty amazing!

[–] iamlyth 4 points 1 year ago* (last edited 1 year ago) (1 children)

I will make an attempt to reach out to him right now!

UPDATE: I have reached out and will update when a response is provided by the YNAB team!

[–] iamlyth 1 points 1 year ago (1 children)

Do you ever do recurring YNAB charges for automatic charges?

[–] iamlyth 1 points 1 year ago (1 children)

Yeah I have a variable rate HELOC that I reconcile when I get my statement, so once a month. I’m impressed that you do a daily reconcile!

[–] iamlyth 1 points 1 year ago

I reconcile roughly 3 times a week. Since I have an Apple Card (and a couple AmEx cards which never sync) I’m forced to do manual input so I reconcile frequently to make sure I don’t have to scroll back far to find errors.

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