YNAB

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Welcome to YNAB! This community is dedicated to the discussion on the popular budget software You Need A Budget. We welcome any posts here regarding YNAB. Feel free to post your questions, budget strategies & advice.

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iamlyth

[Community Question] How often do you reconcile your transactions? (self.ynab)

submitted 1 year ago by iamlyth to c/ynab

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Sorry for the delay! I meant to post yesterday.

Today’s Question: How often do you reconcile your transactions? Bonus question: Do you primarily rely on sync or do you manually input your transactions?

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[–] [email protected] 1 points 1 year ago (2 children)

Budget accounts, daily in the morning with a coffee. Takes less than 5 minutes

Loan accounts, weekly, no direct import so I have to log in and YNAB is, not perfect with non-mortgage, so I have to adjust the interest charged when reconciling

Tracking accounts, end of month. Takes a bit longer since I update a spreadsheet with them since they are mostly investment accounts.

[–] iamlyth 1 points 1 year ago (1 children)

Yeah I have a variable rate HELOC that I reconcile when I get my statement, so once a month. I’m impressed that you do a daily reconcile!

[–] [email protected] 1 points 1 year ago

The automatic import, and the fact that a lot of my accounts are with the same bank, makes it really easy.