But you don't have a human right to have it converted into cash at your leisure (and the bank's effort) whenever you please.
When a consumer opts to close their account, the banking relationship can only be ended when the balance is zero (when neither party owes the other). You seem to be saying the UDHR does not entitle people to end the banking relationship at a time of their choosing, correct? In which case the banking relationship continues until the service fees eat away at the remaining balance, against the will of the customer. This is just another way to separate someone from their property.
Your argument is like buying gold for $20 and then complaining about human rights violations if the seller doesn't buy it back for $20 whenever you wish.
Banking customers who open an account in the national currency have a reasonable expectation that the value of their account remain pinned to the value of the national currency. Exchanging that for a precious metal and having an expectation that value not decline would be absurd and I do not see how this analogy makes any sense.
I’m uncertain. The EU’s words 3 weeks ago were:
“Now, with the #WiFi4EU app, enjoy free, high-speed WiFi in public spaces across Europe.”
That seems to imply that it is. A few replies seem to suggest opposition to a smartphone app requirement:
https://freesoftwareextremist.com/objects/0f42d401-7c57-4f78-a73c-c42278ffb0ed https://piaille.fr/@aaribaud/113260758404320106 https://sns.neonka.info/@nk/113261087148349618 https://westergaard.social/objects/8d4873c1-e674-4403-9f0a-b0adb5dd4246
But this post comes from someone who apparently believes the app is purely for finding the hotspots, not using them:
https://wetdry.world/@cyrus/113264605839060934
If you find something solid let me know. I’ll correct the post if needed. The branch started by @aaribaud seems to have the most insight, implying that the EU is distrusting WPA and using an app to do TLS.
(update) I think you are right. I just heard from someone saying it’s a regular hotspot with captive portal. Still not good but not as bad as an app mandate (like we see with eduroam).