Took the N2. Considering they increased the price of the test, I was expecting a better experience, but it was still pretty chaotic and it seemed to be the proctors first time.
As for the test content, I thought the vocab and grammar was fair, but the listening was more difficult than I anticipated.
I probably failed though simply because I don't read enough in Japanese, and had to rush through that section. Hoping to change that though.
That being said, I'm not sure if I'll ever bother with the test again.
Perhaps it's just habit from the days of not having a credit/debit card, but I pretty much pay only using cash. I periodically go to the ATM and withdraw 5万 and that keeps me going for a while.
I use a credit card for online purchases though.