As much as I love using credit cards, I like to use cash sometimes if it's a small business, because I know the CC companies tend to gouge them with fees. (At least, I assume they do, since it's that way in my home country.)
this post was submitted on 02 Jul 2023
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That’s true there is a small percentage paid to the credit card companies, but I tend to assume that the price of the products take that into account so why not earn points?
Perhaps it's just habit from the days of not having a credit/debit card, but I pretty much pay only using cash. I periodically go to the ATM and withdraw 5万 and that keeps me going for a while.
I use a credit card for online purchases though.
I always ask beforehand. if they don't accept digital it's a I'm out.
I don't avoid them, but I always try to pay with Pasmo. It's so quick and convenient.
Depends on the place. If it's some small bakery or something, I will ask them if they accept credit cards or any cashless options, and if they say cash only, I will leave. I want management to see that offering multiple payment options matters.
I always have cash on me, of course and there are places I need to use it, such as the cash-only discount drug stores, local clinics, etc. But most of my daily stuff can all be done with a credit card, smartphone, cashless, etc. Restaurants are a toss-up if you're not in big cities.
Most places are getting better about accepting cards but if I'm going out drinking then we've always paid with cash.
I just always carry bills on me. I've never felt unsafe or anything here, so it doesn't bother me too much.