But then again, any users would also then need multiple accounts for read/write share if you don’t want everyone seeing everyone else’s stuff
My partner and I have each our account, with private calendars in, and a household account with the shared calendars in. It's not perfect, but it works for a small group
The MTX for PoE are within the "nice" ones. There's extra stash tabs, but you don't need to consider that until after the campaign. And then there's cosmetics. No pay to win. And the MTX are on your account, so they will be on PoE2 as well.