Copernican

I bought my Seiko snk803 on Amazon for like 66 bucks 10 years ago. Why is this watch now showing up as a 200 dollar watch? Why did the prices go up so much?

I think any 3rd party that can be used by Russia and China to harm candidates for US office will receive funding, favorable news from state media, etc. from Russia and China whether those 3rd party candidates know it or not.

But you could say it pushed the limits. It required the Ram Expansion Pak. I think only 3 or 4 N64 games required that. It was packed with weird game modes like counter op. The far sight gun as a weird experiment to see through walls. It really pushed the limits and tried to do a lot. TimeSplitters was a great spiritual successor to the Goldeneye/Perfect Dark series that continued the tradition.

I got more of a Mirrors Edge vibe than Perfect Dark watching that trailer.

My company gives up to an extra 2 weeks of PTO based on years of service. Stock Options/RSU have like a 3 to 5 year pay out vesting timeline with a % of it vesting every year. but you get new grants every year. So after you've been working for 3 or more years, you basically have a "full" grant value vesting every year. throw in 6 percent 401k match at 100 percent match my on paper below market value salary actually returns a pretty good total comp package. I'm not sure if switching every 2 or 3 years would provide me any significant benefit because of how my long term tenure at the company has paid off with these incentives for staying. I imagine there's a probably something about jumping around early vs mid vs late career that factors into this equation too.

Idk about it being locked in. I have seen people with Sr and Lead titles interviewing for a lower position these days. Those things don't always stay with you the rest of your life. But titles are cheap. Salary, bonuses, and stock are money.

For me, I had considered job offers with higher salary. But then when I looked at the salary and reduced PTO I realized my hourly wage didn't change that much. When I factored in the stock package and downgrade in 401k match these 10%+ percent salary increases put me behind near term (near term being about 3 years until the new company started to vest and become regular earnings).

How does this work out with all in value when it comes to stock options or other vesting based non salary compensation? Aren't you leaving a lot on the table if you switch every 2 years? Does salary alone make up for that?

I love the comments in these discussions that are like "Fuck hedge funds, fuck investing, fuck the stock market, fuck 401ks. Bring back pensions." And then I have to explain that pensions are investing in the stock market and actually own like 20% of common traded mid and large size company stock. Apparently folks want the benefit of being in the stock market without the personal responsibility to do it themselves, but in the process get to hide their guilt of personally investing in the market themselves. But that's okay, and that's why I think we probably should have mandatory minimum retirement savings and investment programs.

I think the personal responsibility experiment of 401k's is proving to be a failure. Yes, responsible people with sufficient incomes are somewhat at fault for not using the available retirement vehicles. But if individuals can't be trusted to tend to their own future, we should probably be mandating retirement savings. And with that increasing minimum wage and considering UBI's to make it reasonable for people save and have money in retirement.

But thanks for the sympathy for the downvote brigade. Merely suggesting personal responsibility seems to bring on the hate in lemm personal finance discussions. I have coworkers and friend's with 6 figure incomes, top 75% of USA household incomes. They hardly use their 401k's and use Roth IRAs when they have the means to be maxing those out.

I am very sympathetic to this. When I had a friend go through cancer, it made me realize a lot of important things about life. In the middle of that list, but critical in that list of things is paying for supplemental disability insurance. It was like a few hundred dollars a year that is the difference retaining an additional 20% of your salary in disability if needed. I am probably more likely to near term need supplemental disability insurance vs life insurance, and if I'm still alive and thriving and on disability that's probably a bigger financial drain on my family that sudden untimely death.

It's basically just British terminology for layoffs with a severance package.