this post was submitted on 06 Aug 2023
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What alternatives are there for Google Wallet/Google Pay? If they are OpenSource better.

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[–] [email protected] 8 points 1 year ago* (last edited 1 year ago) (1 children)

Monero.

Otherwise I don't know if you'll find an open source alternative to Google wallet, since the banking system overall is very much the opposite of open source

[–] [email protected] 3 points 1 year ago

They have to be certified by Mastercard/Visa, so no chance for open source. A few banks have their own implementation. Apart from mentioned samsung has its own version.

[–] [email protected] 2 points 1 year ago
[–] [email protected] 2 points 1 year ago (1 children)

Bank card. Never used or want to use anything that collects my payment information.

Data risk to benefit is minimal with these type of apps.

[–] [email protected] 1 points 1 year ago (1 children)

I only use Google pay with a rechargeable card, so its not a big problem

[–] [email protected] 1 points 1 year ago* (last edited 1 year ago)

that's fine, but really. Why not just throw any 3rd party out? It might be more confortable to grab ur phone than to grab a credit card, but that's as close as you can get to perfect (with zero effort even).

[–] comcreator 1 points 1 year ago (1 children)

Do not know of any open source alternatives and it is surprising to me there are none. To my understanding, all that is needed as a mobile app that one can store their credit card on (number, expiry, cvc) and have NFC for permission for tap payments. The app should be able to function offline since the payment is done though the NFC, not your phone's internet connection.

[–] [email protected] 2 points 1 year ago (1 children)

It's a bit more complex than that because for contactless payments you don't share the card information with the vendor but an authorization token that need to be verifiable and certifiable by visa or mastercard.

So it needs to be sponsored in a way by visa or mastercard.

[–] comcreator 2 points 1 year ago (1 children)

How would one go about creating a fully FOSS or mostly FOSS alternative to Google Pay?

[–] [email protected] 1 points 1 year ago (1 children)
[–] [email protected] 5 points 1 year ago (1 children)

I have Monero, but i cant use a crypto to pay with my cards with NFC haha

[–] Decentralizr 1 points 1 year ago (1 children)
[–] [email protected] 2 points 1 year ago* (last edited 1 year ago) (1 children)

But you can't pay with nfc with cakewallet, neither using Monero, right?

[–] Decentralizr 1 points 1 year ago (1 children)

I am not an nft guy, so I have no idea. But monero absolutely, including getting a visa card what works paying with xmr

[–] [email protected] 0 points 1 year ago (1 children)

Garmin Pay

Requires a Garmin watch instead of a phone. Not open source.

[–] [email protected] 1 points 1 year ago

Garmin watch

I can use alipay too with my xiaomi band, but its the same, so i prefer google pay haha