People don't play the sims to feel bad about life.
While some things definitely could use more depth, they also definitely don't need to add the anxiety of real life.
Seriously, how can something where "rent hikes" are mentioned be fun, unless your hobby is to be a fan of finance or something?
It feels like those people who want to put racism and rape in their TTRPG for "realism". It's a game, it doesn't have to contain realistic things, and unless it's a horror game it shouldn't try to mimic the shitty parts of reality.