I can't believe it's only 5k.I'm in that much medical debt just from having kids.
this post was submitted on 09 May 2024
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We got a bill for 5k for a 3 mile ambulance ride and ibuprofen at the ER when my youngest had a febrile seizure.
It's likely due to maximum out of pocket.
https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/
"You didn't think we actually paid claims did you, you ridiculous little person?" --insurance exec
I guess the other half either declared bankruptcy or died already
I pay over $12k in insurance premiums a year. My child has to spend the night on the general floor because the ER wouldn't let him go home after what ended up being a minor pneumonia. We only saw the nurse once, low acuity, respiratory techs only giving him inhaler puffs, probably the healthiest kid in the hospital. Got a $17k bill and they wanted over $4k from me after insurance.
Also found out if they didn't charged my insurance first, my total bill would qualify for 90% off. But that is a double edge sword because my insurance has a max out of pocket each year. The US is broken y'all.
My ambulance ride was not covered and it alone was over 5k.
Even though I asked for a bill both the ambulance company and the insurance company are playing a game of submit a claim then deny a claim till one or the other get tired.
*In America
Thats a tiny amount