this post was submitted on 16 Apr 2024
32 points (83.3% liked)

YNAB

500 readers
1 users here now

Welcome to YNAB! This community is dedicated to the discussion on the popular budget software You Need A Budget. We welcome any posts here regarding YNAB. Feel free to post your questions, budget strategies & advice.

founded 2 years ago
MODERATORS
 

I mean, I guess they're being cheeky, but way to hit someone while they're down.

top 11 comments
sorted by: hot top controversial new old
[–] Z3k3 13 points 8 months ago

And this is why I'm never upgrading from the version they put on the end of the steam sale as a joke.

You know what I don't need to budget for? Ynab

[–] rockitude 12 points 8 months ago

I use YNAB and I like the product a lot. But I really wish they would rethink their brand voice. “Cheeky” is not the tone I want from the tool where I’m entrusting all my private financial info.

[–] [email protected] 7 points 8 months ago (2 children)

I would switch to another service if they had one that pulled in my transactions. Also, charging an 80% markup for paying monthly is really a kick in the teeth to people that don't have a hundred bucks lying around for their budgeting subscription.

[–] [email protected] 21 points 8 months ago* (last edited 8 months ago) (1 children)

Shout-out to my boy at budget with buckets

Unlimited, full access free trial, $60 one time purchase of and only if you decide it's worth it for you. The developer is very clear that you should only pay for the software if meets your needs.

You can import your own transactions, set up macros to login to your banks, or sync via simplefinbridge for $15/year.

I would recommend starting off with the free trial and paying $1.50/month for simplefinbridge syncing for a while to see if you like it. It took me maybe half a year before I decided this was it for me. You can even import from ynab!

[–] [email protected] 6 points 8 months ago (2 children)

I will have to check this out. I have not heard of this product anywhere while looking for alternatives. Thank you!

[–] [email protected] 6 points 8 months ago (1 children)

Yup! In case USD makes things prohibitive, they also accept alternative prices that scale by the cost of a loaf of bread for some countries.

And again - truly unlimited free trial, use it for years if you'd like.

[–] [email protected] 2 points 8 months ago

I'm up for paying for shit that I use. I will give this a try, and if it works, I will gladly pay full price for it. Thank you for the suggestion.

[–] [email protected] 4 points 8 months ago

Yep. Not as polished, but it doesn't have to be to be functional.

I actually have better luck with the bank import than I did with YNAB. YNAB always broke with AmEx and my Fidelity card. With the SimpleFIN bridge ($1.50/month) linked to Buckets, I still have to visit the SimpleFIN website to give it a nudge every so often, but the nudge always works, as opposed to YNAB.

[–] [email protected] 1 points 8 months ago

Check out tiller, it's excel or Google sheet based.

[–] [email protected] 3 points 8 months ago

Ya, which is why after I tried nYNAB I switched back to the steam version of ynab4

Between that and the modified version of classic ynab4 android app I'm set for now.

[–] Veraxus 1 points 8 months ago

Always were. These days I’m a big fan of Rocket Money.