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Favorite daily driver? (self.creditcards)

submitted 1 year ago by danhasnolife to c/creditcards

28 comments fedilink hide all child comments

I am using a Savor One as my daily driver. It's an excellent card and the 3% in groceries and dining covers two of my largest spend categories so it's a great fit.

However, I still feel as though I'm leaving a lot on the table for everything else that only gets 1%. I am currently using a secondary Venmo Visa -- mainly because I needed VISA exposure for costco. It's an aesthetically pretty card but the lack of authorized users and only being able to manage the account inside the app are pretty big hindrances for me. I don't think I'm going to stick with it.

Any recommendations for a complementary daily driver? I know I should just consider the WF Autograph but I REALLY hesitate to work with them just on principle.

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[–] Cstrrider 1 points 1 year ago* (last edited 1 year ago) (1 children)

I have stayed at 6 FHR resorts in the last 2 years since getting the Platinum (using 3x $200 credits). All of them cost $200-$350 per night which was a bit more but well worth it for a weekend trip because early checkin to late check out nets you 28 hrs at the resort (12pm-4pm). The dining credit and breakfast make it roughly equivalent in price to the reasonably nice hotels that we would have stayed at. It gets less cost effective for multiple days but its great for a one night weekend trip. Really depends where you live though.

And lol that's great about the lounges.

[–] thrawn 1 points 1 year ago* (last edited 1 year ago) (1 children)

Which hotels, if you don’t mind? All the resorts I frequent have like a $200 premium per night, and I already get breakfast and stuff, so the only real win is guaranteed 4pm checkout vs based on availability. I’d love to stop either burning the credit or only using it on Amans.

[–] Cstrrider 2 points 1 year ago (2 children)

Mostly places near southern California:

US Grant Hotel in San Diego
Mission Pacific/ The Seabird in Oceanside
The Westin in Anaheim
The Conrad in Las Vegas (I think this is no longer on the list but there are many Vegas options)
The Biltmore in Phoenix
Also the Rome Cavilari which was a bit more pricy but incredible.

[–] thrawn 1 points 1 year ago

Neat, thank you. Finding FHR options has been a challenge, wish there was a datapoint thread for those.

[–] thrawn 1 points 1 year ago (1 children)

You inspired me to check FHR again, and I ended up booking Halekulani for next week. Amazingly, it’s the exact same price, making it a genuinely good value. A good property too, can’t believe I’ve never checked FHR for it. I went and double checked and I don’t think I’ve burnt an FHR credit before, but if I have, it double sucks to not have known this prior.

Cheers!

[–] Cstrrider 1 points 1 year ago

Awesome have a great trip!

When booking hotels my process goes:

Check Google for cost in the area, then in this order book what is reasonably around that price:

FHR/THC > Marriott > Hilton > Amex Portal > Hyatt > other chain direct site > Discount sites

I have the Aspire and Ritz cards right now (I plan to downgrade the aspire when I hit 1 year unless I get a retention offer).