A Boring Dystopia

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Nearly 1 in 4 Americans with debt are putting less money toward credit card payments: 'People are really struggling' (www.cnbc.com)

submitted 10 months ago by return2ozma to c/aboringdystopia

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[–] [email protected] 3 points 10 months ago

I did that for a number of years. I never had a credit card because I never wanted to spend money if I didn't know I had it. When it came time to buy a house, they told me they couldn't give me a loan because I didn't have credit history. I had to get a credit card in order to get a loan. You can't take on debt unless you've had debt.

Meanwhile, in the Netherlands, if you don't take on debt unnecessarily that's seen as a good thing. No credit history is optimal.