this post was submitted on 11 Jun 2023
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As I read the title I had Tiller in mind. I've only ever tried YNAB and Mint (a long while ago) and Tiller is a good mix of automation but leaves me with control of the data as it's just in a spreadsheet that I own.
YNAB felt a little too restrictive. Maybe that works for those with issues regulating themselves with how they spend but Tiller felt right for me as I really just needed to track what I've spent so I could just keep that in mind as time progresses and I spend from day to day.