this post was submitted on 27 Jan 2024
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A Boring Dystopia
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It's only a matter of months/few years until we see the 2008 crash once again now. Everyone is into so much debt and they literally cannot pay it off. Where I live (Québec), the median and average income per person is about 50k CAD per year. However it looks like everyone has a 70k truck, a second car that's less than 5 years old and a 400k house and goes on vacations to avoid the long winters... How can they afford it? Why do banks loan money to people who can't afford the thing in the first place? We are so doomed.
It's elementary my dear Watson. When the house of cards fall. It is not the bank who picks up the check but the government.
Ha, you just described me, except with a more expensive house and Mini van instead of pick up. I'm in Manitoba though so the economy is working fine for us, slow and steady she goes. Looking forward to Mexico next week too. We sock away on average 3k/mth and have no debt other than the vehicle and mortgage. House was just assessed at 200k more than we paid last year too.
I'd say gtfo of Quebec and settle in a nice prairie town like Winnipeg or Saskatoon. Opportunity is everywhere. My wife has a 6 figure job working entirely remotely, lots of jobs are pretty portable these days. I'm in construction. Nothing flashy, just steady.