this post was submitted on 25 Jan 2024
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submitted 10 months ago* (last edited 10 months ago) by [email protected] to c/[email protected]
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[–] [email protected] 14 points 10 months ago

Yup, this is how overdraft protection works at my bank too. Like, what costs money in just saying "transaction declined"? It's not like the banks owe money to themselves on an OD account.