People Twitter

5034 readers

3853 users here now

People tweeting stuff. We allow tweets from anyone.

RULES:

Mark NSFW content.
No doxxing people.
Must be a tweet or similar
No bullying or international politcs
Be excellent to each other.

founded 1 year ago

MODERATORS

[email protected]

947

Banks need it /s (lemy.lol)

submitted 9 months ago* (last edited 9 months ago) by [email protected] to c/[email protected]

144 comments fedilink hide all child comments

Bluesky Post.

you are viewing a single comment's thread
view the rest of the comments

[–] shalafi 6 points 9 months ago

Did you specifically ask the bank to disable overdraft protection? They can be really weaselly about turning it off. They HAVE to turn if off. By law.

https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html

In general, for debit card transactions at ATMs or at merchants, consumers must opt-in, or agree up front, that the bank can charge you an overdraft fee for any debit card transaction that overdraws the account. If you don’t opt-in, you can’t be charged a fee. However, your bank may refuse your purchase if it will overdraw your account.