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Sovereign citizen needs help with his arrest for using a HOMEMADE license plate on his car.
(lemmy.world)
this post was submitted on 15 Jan 2024
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In most US states you're required to carry at least ~~Collision~~ Liability Coverage that covers other people and property but not your own.
When financing a car the company usually requires the more expensive Comprehensive Coverage instead of only ~~Collision~~ Liability.
Virginia does have an annual uninsured motorist fee for now but that's going away soon from what I know.
Do they use different terms for the coverage in different states?
In the places I've lived, you have to have what's called liability insurance at a minimum, and that's the one that covers other people's property but not your own.
Around here, collision coverage is to reimburse you for damage to your own car/property in the event of an accident (collision with another vehicle), and comprehensive coverage is to handle some of the other non-collision damage (like from hail).
You're right, liability was the word I meant. Edited my post thanks.