this post was submitted on 28 Nov 2023
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[โ€“] [email protected] 33 points 11 months ago* (last edited 11 months ago) (2 children)

Pretty shit article.

The Australian Financial Review goes into a bit more of the 'why', such as Apple charging fees on top of Apple Wallet purchases or these companies not being regulated for transparency/hidden fees/etc the same way other financial institutions are.

A quick look at the draft legislation, has this as a stand-out not mentioned elsewhere

Introducing a new ministerial designation power that will allow particular payment services or platforms that present risks of national significance to be subject to additional oversight by appropriate regulators.

Which makes me think this is also pre-empting more all-encompassing systems employed in other countries, i.e. wechat style shit and protecting against fuckery from a certain large country located in East Asia.

While the ABC just has a slightly better generalised article compared to Reuters.

[โ€“] [email protected] 1 points 11 months ago

I think this will tie in with updates to the CDR legislation coming soon. These digital wallets hide a lot of data from the banks. Bringing them under banking legislation allows banks to pull CDR data from the wallets as a condition of use.

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