this post was submitted on 17 Nov 2023
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For-profit health insurance just makes no sense. This is the expected behavior of a for-profit insurance system.
Ah it would be nice if the government actually took care of it's citizens health. At least the government is taking care of corporate profits though.
Current america reminds me of america under british rule before independence. Or at least how I have seen it being portrayed.
The idea that when you're overbilled or misbilled, if it IS caught, all the insurerer will do (if you're lucky) is correct it. This gives them no incentive to actually not do it again.
As you said, expected and completely predictable behavior.
Not just the insurer. I've had a few hospitals and doctors file claims that the insurer rejected because they didn't follow the right process or use the right code. A few times I couldn't get the provider to refile and I had to make up for their incompetence (i.e. paid the full amount out of pocket). For all the times I did get them to correct their mistakes I didn't get any kind of discount or credit.