I've been noticing this lately. If you want to buy Monero or other cryptocurrencies, you have to KYC, set up accounts, have a bank account, wire money, all that stuff.
However, if you want to spend it or sell it there are a plethora of options, as simple as buying a prepaid card, or just doing business with people that accept it directly.
Bonus: once your capital is in Monero or Bitcoin or something, moving it around is relatively easy with swap services, atomic swaps and the like. Even p2p services, you don't have to worry about PayPal, bank accounts, cash in the mail or any of that. Once your capital is internet native you're golden.
This is a sign to me that it's more valuable than fiat and people are seeing that. Now it makes more (practical, tangible) sense to get all your capital into cryptocurrency than keeping it in fiat and just buying cryptocurrency when you need it, as it was a few years ago. If you can get all your capital into Monero or something, you can easily get fiat when you need it, the reverse is not as true.
I predict that the barriers to entry will be increasingly bigger than the barriers to exit as time goes on, in an attempt to stop the bleeding, but that it will backfire into people preferring crypto directly and make things better for all of us. And this also means less of a need to exit in the first place.
You do have a good point. My method for getting it is through Coinbase and obviously I had to do know your customer to get a Coinbase account. I deposit dollars into Coinbase and then transform them to USDC and send them to a standalone Ethereum wallet on Polygon to keep the fees down. I then use Trocador to get the USDC into Monero. But I am finding more and more that using the Monero is incredibly easy like you mentioned.