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this post was submitted on 30 Aug 2023
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A Boring Dystopia
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For anyone who didn't click, they're counting "cost of owning" to also include your loan payments. New cars cost more now on average than they did previously. This is not hard to figure out.
No one -- or at least practically no one -- is paying $12,000 a year just in fuel and insurance.
Ok, that doesn't sound unreasonable then if someone finances a large percentage of an expensive car. Is this clickbait?
Pretty much, yeah.
Fuel and other costs are also up slightly, but not nearly to the level of greed driven "inflation" as the sticker price on new automobiles.
If I'm honest it does sound a bit unreasonable if you fork out a grand a month to park two tonnes of metal outside your house most of the time, or use it to drive it to your place of work. I understand that not everybody can live in a walkable neighbourhood but the price for the privilege of sitting in traffic still seems a bit high.
Oh, I meant the calculation seems reasonable if that's what they were considering. The thought of owing that large of a car payment per month sounds insane to me.
If I can't put down enough to get under $250/month, then I can't afford the car, in my opinion.
It's not a grand a month if you don't finance a new car. The cost of owning a used car is much more affordable.
No I get it, the example they used is an extreme outlier and it's a grand a month. Then again, some might argue that a lot less than $1000 would still be a lot more than reasonable.