this post was submitted on 07 Aug 2023
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I used to swear by YNAB, long time user. But I finally got tired of all of the errors. Maybe it was user error on my end but it seemed every few months I had to do a deep dive reconciliation on my books which proved difficult because they don’t have a good way to conduct an audit. Where I particularly found it difficult was with various savings accounts (particularly if you do something like the 10/10/10/70 method.)