California

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California couple loses homeowners' insurance after draining their swimming pool to save water (abc7.com)

submitted 1 year ago by dirkle to c/california

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It's becoming harder and harder to get a homeowner insurance policy in California. State Farm and Allstate stopped writing new policies, citing wildfire risks. Others are limiting new customers.

And now, several viewers tell San Francisco's KGO-TV that AAA is not renewing their longtime policies -- and it has nothing to do with wildfires.

These homeowners were surprised to find out aircraft and satellites were taking photos over their homes. They were baffled to find out the reasons AAA dropped their coverage -- everything from clutter in the yard to draining a swimming pool to save water.

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[–] [email protected] 3 points 1 year ago

            
              the fair plan is expensive because they fund the properties that insurance won't fund. That risk pool is greater. There's a lot of examples of private money taking the low hanging fruit and leaving anything expensive for the public sector to take care of.
These insurance companies have been taking premiums for years, and are now trying to weasel out of coverage to limit costs before an emergency happens. All benefit, no cost. That's not okay. If they're concerned about their bottom line, there's lots they can do - like limiting where they offer policies to only those areas within the urban limit line and excluding places built up in the hills.