this post was submitted on 07 Aug 2023
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Haha, I hear ya. But also, maybe not letting me use my own money how I want is a good argument for crypto? ๐คทโโ๏ธ But they'd happily let me gamble my money away on a sportsball, or buy Funko Pops, so who's to say what should be 'allowed'.
Well, you're not wrong in that regard!
Gotta admit, everytime I see yet another news story about some idiot transferring their life savings to a Nigerian prince I find it very hard to agree that they should be refunded by the bank. Why is it up to the bank to compensate you for being an idiot? Take responsibility for your actions, damn.
The difference being people aren't regularly the victims of jerks getting into their Internet Banking and betting large sums of money on sportsball with their money. But they are victims of jerks transferring thousands into crypto where its out of reach of the classic financial system.
I do agree there should be some sort of opt-in flag that says "yeah bro, this account will transfer money into crypto. Let the transaction through". But it should be very non-trivial to opt-in, also. Like a branch visit where a human can sound you out to see if you're being scammed.