this post was submitted on 29 Jul 2023
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Either way they're still keeping a large chunk of it. If it means I get more money over 30 years, I'd rather have that.
I think that it would depend upon your age and how long you expect to live.
For example, if you have cancer or other terminal illness with a low chance of living more than 10 years then you’re better getting the lump sum. Same if you’re older than 80 or so.