this post was submitted on 04 Mar 2025
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[–] WhatAmLemmy 1 points 5 days ago* (last edited 5 days ago) (1 children)

Honestly, I can see how this can happen. One time I didn't get paid for 3 months, and didn't notice. All of my finances, debits, transfers etc have been completely automated for 15 years. The trick is to not be poor, but more specifically, be cash rich, and have buffers. I'm not actually rich, I just hate owing money and have never been in debt, because I don't spend more than I have. Even in my 20's when I was cash poor and going out 5 nights a week, living pay check to pay check, I never went into debt.

Obviously I don't own a home, because I couldn't have this kind of financial freedom while paying a mortgage. The things you own, end up owning you.

[–] acosmichippo 1 points 4 days ago* (last edited 4 days ago)

this has nothing to do with having a mortgage or being "cash poor". This is about being aware of your finances. I automate all my bills as well but i still check everything at least monthly to ensure nothing crazy like this. $10k is easily noticeable even if you are only checking a balance.