Alt text:top part of meme has text that reads "Do Russians ", than in the middle of the top part of meme, there is a green lizard and underneath the lizard says "have 'in capitalist America' jokes?". Beneath the other text and lizard, is a city building with a bright blue sky, very light clouds and a 5 large sky scraper buildings, 4 on the left and 1 on the right. On the very bottom of the meme is text that reads "In capitalist america banks rob you"
tbh I think they're more technically advanced (because they're newer, and because they very openly form finance capital, just look at Sber), at least judging but what I hear from people using other countries' banks, but that's about the only difference there is.