Positivity
Hi! This is a place for you to share everything positive with kind strangers on the Internet.
Made new friends? Found love? Got a new wonderful job? Bought something cool? Found something amazing on the Internet? Maybe had a wonderful celebration? Maybe something else? Or you're just in a great, grateful, relaxed mood and want to share some of it with the world?
Share it, and let the fire in your eyes brighten everybody's day, for joys are best when shared!
Rules:
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No negativity: This is a safe and positive space. Make sure your posts and comments respect that. If you feel offended by any of the posts - feel free to message admin(s)!
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No discrimination: Posts and comments should not contain any forms of discrimination and hostilities to any groups of people.
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No gloating: If you got happier by making someone else feel worse, this is not the place to share it. This is a place to express gratitude, and share moments that will feel warm to everyone.
Rules are work in progress and subject to change. If you want to help moderating the community and keeping it alive, let me ([email protected]) know! Everyone is welcome!
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Exactly what I did. And I didn't even wanna wait until my 60's. lol
Very cool! When did you start seriously putting aside money? I got out of college somewhat late and didn't start seriously putting aside $$ in my 401k until I was 30.
When I was 15. Grew up in a very conservative atmosphere. Self-reliance was a huge thing. Also grew up listening to Dave Ramsey. He was a huge influence on my financial life.
I got a lot of second hand Dave Ramsey stuff. I think most of the bad advice I didn't hear. I think it was probably overall negative for me, because I was left to believe credit cards are evil. I got my first one on my 33rd birthday. Should've gotten one when I was 18 and never used it just so the age of my credit file is longer. (I have stuff like mortgages in there, it's not empty.)
Yeah, fair point. I don't necessarly think credit cards are evil. But I think the are a bad idea for a lot of people who aren't aware of how to use them.
I have one but I pay it off every single week and never run a balance on it. I use it for gas, groceries, amazon, etc. Then just pay it off every saturday.