this post was submitted on 02 Dec 2024
51 points (98.1% liked)
Asklemmy
44119 readers
915 users here now
A loosely moderated place to ask open-ended questions
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- [email protected]: a community for finding communities
~Icon~ ~by~ ~@Double_[email protected]~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Could even be as simple as a savings account. We’re all used to those paying a negligible amount of interest but there are a few high yield ones that may be worth it.
I started keeping more of my emergency fund in savings once I found a high yield choice, although it just dropped to 4.1% so I don’t know. These may have more constraints when you’re just starting though …..
But I really wanted to stress the above point of automatic savings. It’s really helped me to not spend, when I automatically put a little aside so it’s not even in my checking account to spend. Forced savings.
exactly, but op didn't want to open a new bank account which is why I didn't suggest it.