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2 in 5 U.S. credit card holders have topped out their spending limit, report finds
(www.cbsnews.com)
this post was submitted on 17 Oct 2024
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It's so crazy to have credit cards, we call them that here in the EU too but there is usually not much "credit" on them and you're supposed to be on the plus side... What a wild idea.
It almost sounds like you’re describing a charge card instead of a credit card. American Express offers those in the US, but it’s not nearly as widespread in usage as a standard bank credit card.